Joel A. Barker

The past guarantees you nothing in the future if the rules change.

Your successful past will block your visions of the future.

The ultimate function of prophecy is not to tell the future, but to make it. Your successful past will block your visions of the future.

A leader is a person you will follow to a place you wouldn't go by yourself.

Vision without action is merely a dream. Action without vision just passes the time. Vision with action can change the world.

When you drop any new idea in the pond of the world, you get a ripple effect. You have to be aware that you will be creating a cascade of change.

The invention of the micro-loan was a big surprise to me. Who would have guessed loans of less than $20 made to poor people in undeveloped countries could create thriving local economies? And, even more surprisingly, that they more reliably pay off their debts than the wealthy of the world.