Suze Orman

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

Take free money. No matter how in debt you are, if your employer offers a matching contribution on a 401(k) or other retirement vehicle, you must sign up and contribute enough to get the maximum company match each year. Think of it as a bonus.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

No one's ever achieved financial fitness with a January resolution that's abandoned by February.

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.

We women know how to take care of everybody so well. But the one person we have written out of the equation is us.

Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

My greatest pleasure is still flying private. I spend between $300,000 to $500,000, depending on my year, on flying private.

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting.