David Kirsch

It's impractical to assume people aren't going to eat out or eat late or even have pizza occasionally. And all that's fine as long as you work out, even just for 10 minutes a day.

Work out to music that's fun for you. I like a good beat; something from Jay-Z or Eminem.

A combination of cardio exercises on the rowing machine, treadmill, elliptical, or The Gauntlet will help blast fat in the lower half of the body.

Don't fool with machines you're not familiar with - stick with the treadmill and elliptical.

People tend to lean on cardio machine handles, and their posture begins to suffer.