My philosophy, in a nutshell, is to wipe out the greatest amount of risk with the least amount of money.

The advent of interactive communications has created an inflection point where it's economical to provide education differently than in the past.

I got my first job the old-fashioned way: I took an elevator to the top floor of many buildings and walked down floor by floor on the stairs going into every firm and asking the receptionist if she knew of any jobs available.

All American consumers have the same needs - to buy great consumer products, with savings and value, and with the convenience of easy delivery.