I think what we really need to think about is how do we reimagine the management and movement of money in an era where everyone will have a smartphone.

In many ways, leadership is about defining reality and inspiring hope, but if you have these great people around you and they know that what they do is going to be recognized, it can be incredibly powerful.

I spent the first 18 years of my career at AT&T, and it was a wonderful place that kept me moving all the time. I mean, I started off as entry level a position as you can get at AT&T.

My mom pushed me in a baby carriage at Martin Luther King rallies. My grandfather was a union organizer. And to me, there is no room - no room - for discrimination of any kind. To me, it's just an anathema.

President Obama has outsourced a major portion of the U.S. space program to the Russians. That's national policy. Taxpayer money. So let's stop playing games with this outsourcing distortion and talk about the fact that when we need is a president that knows how to manage big enterprise and create jobs.

What I'm primarily responsible for is products. Everything is developed with my personal involvement. Second is client communication. Everything to do with product and consumer is my primary focus. I also deal with everything which relates to investment and partnership. Distribution, finance, administration, I don't do.

If you look at the history of large financial institutions, most of them have succeeded because of a deep presence in their home market.

I think having a back-up plan is never a bad thing. I would hate to be a male footballer and look back on 15 years of my career and think, 'Oh well, I've got a lot a money but what now?'