There is one major problem with anti-virus software: It needs updating. Users cannot be relied upon to have even the anti-virus software in the first place, let alone be able or willing to pay for the updates.

As a kid in New Zealand, you play cricket in summer and rugby in winter. I played cricket and hockey. Not rugby. I wasn't brawny enough for it. Or silly enough, perhaps.

I would love to play cricket today, with all - I am not just talking of money - the opportunity you get, the practice facilities, the amount of time you are able to put into preparation.

I met my wife in Bombay at an official function. And then we courted for three years. That's a great old term, 'courting.' And we had to do it quietly, of course, because you would know the difficulties one might have with Indian parents. She was advised by her father that people in the West don't take marriage seriously.

Some people are motivated by money - I'm not one of them.

Money is the worst currency that ever grew among mankind. This sacks cities, this drives men from their homes, this teaches and corrupts the worthiest minds to turn base deeds.

A big diamond necklace is nouveau riche, really. People who have wealth a long time don't wear such things.

There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan, it's not working for you - and if you leave your job, you'll have to pay it back in 60 days or treat it as a taxable withdrawal.