Giving back is something that comes from the heart to me. It's not that I do it because it's the right thing: I do it because I want do it.

The trouble, in my opinion, with corporate America today, is that everything is thought of in quarters.

If you don't have integrity, you have nothing. You can't buy it. You can have all the money in the world, but if you are not a moral and ethical person, you really have nothing.

If you have something at risk, you think differently.

One must beware of ministers who can do nothing without money, and those who want to do everything with money.

Look at Gleason in The Honeymooners. He was humorous but the way he lived wasn't really humorous. He was a bus driver. Who wants to be a bus driver? He didn't have any money and he was not famous. But despite that, the show is humorous.

Recommend virtue to your children; it alone, not money, can make them happy. I speak from experience.

The resources at Harvard - its professors, our fellow students, the libraries, its alumni - created for me the opportunity to pursue my passions in finance.