Household spending growth has been particularly solid in 2015, with purchases of new motor vehicles especially strong. Job growth has bolstered household income, and lower energy prices have left consumers with more to spend on other goods and services.

If there is a job that you feel passionate about, do what you can to pursue that job; if there is a purpose about which you are passionate, dedicate yourself to that purpose.

Some degree of inequality in income and wealth, of course, would occur even with completely equal opportunity because variations in effort, skill, and luck will produce variations in outcomes.

Sometimes you have to make decisions without knowing all that you would like to know That's part of the job.

I don't think there are any students who should not be exposed to a basic financial literacy course.

If I only wanted money and a comfortable life, I would have stayed in Ukraine.

I actually went to NYU for six months, had some family issues that kind of set me back, and I couldn't afford to go anymore. That was the theme going on in my whole life, you know: money stopping me from whatever I wanted to do.

I remember always going to the train station where I grew up, and on the wall was written, 'The real wealth of a nation is diversity of cultures.' Where I grew up, that's what I saw, and that's what I believe in as well - and I still believe it.