When something you use again and again is on sale, take advantage. This strategy doesn't apply to perishable items, and you don't want to buy so much more than you need just to get a deal, but if you know you're going to use a product eventually, it pays to take advantage of the cheaper price.

Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.

Anything past 90 days constitutes 'severe,' but all late payments stay on your report for seven years if reported.

If you haven't gotten a raise in the past couple years for a job well done, it might be time to ask for one.

It seemed like I woke up one morning and had an epiphany. I thought, 'I cannot do this. I do not want to get married. And I'm not going to law school - it just doesn't excite me. I'm not wasting anybody's money. I'm going to move to New York.'

I went through a stage of writing my cramped hand in tiny books. My two sisters and I did have our Bronte period. My mum is from Yorkshire, and we would go up to the Moors. It tapped into our romantic visions of ourselves.

Good debt growth is when you borrow money, and it goes into the real economy. You do capital spending. You build businesses.

With 'The Vampire Diaries,' it's not just a tease, especially with the relationships. You're not sitting there going, 'God, I wish they'd get it over with and kiss!' There's no teasing, they jump right into the action.