As leaders, it is incumbent on all of us to make sure we are building a world in which every individual has an opportunity to thrive. Understanding what AI can do and how it fits into your strategy is the beginning, not the end, of that process.

AI has been making tremendous progress in machine translation, self-driving cars, etc. Basically, all the progress I see is in specialised intelligence. It might be hundreds or thousands of years or, if there is an unexpected breakthrough, decades.

Despite all the hype and excitement about AI, it's still extremely limited today relative to what human intelligence is.

Many researchers are exploring other forms of AI, some of which have proved useful in limited contexts; there may well be a breakthrough that makes higher levels of intelligence possible, but there is still no clear path yet to this goal.

In theory, the Internet should bring us all closer together and slowly eliminate our differences.

Personally I find the democratic chaos of the Internet fascinating, and for the most part really benign.

If Apple's a technology company in the music industry, why can't somebody in the music industry make technology?

At Mint, we developed five pending patents on our technology, ranging from categorization to the Ways to Save system that calculates how much a new financial product would save a user given their present financial situation.