For many years, we have repeated that the direct-to-consumer channel is growing and capturing a larger share of our customers' wallet.

We have built brands that resonate deeply with our customers. Our strategy to grow these brands is clear, and we have strong teams in place to execute this strategy. That is our formula for success.

Like Free People, the Urban brand is planning to grow by expanding product assortments, expanding the brand reach and by improved marketing.

Going forward, we are mindful of the challenges we face in the competitive retail landscape, but we have demonstrated that our concept of building compelling brands that focus on the customers' lifestyles can produce superior results. We will not waver from that concept.

I made a lot of money and had a great time playing with the words that make up the news. I exploited the laziness behind the news and people's reading habits.

The real Social Security crisis is that the government does not have the money to redeem its IOUs.

Tax bills create wealth. They help people live better.

Fortunately there is more wealth in the world than there was at the time of the global economic crisis of 1929 - Chinese, Indian, Arab and Russian.