We've all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

As a bull market turns into a bear market, the new pros turn into optimists, hoping and praying the bear market will become a bull and save them. But as the market remains bearish, the optimists become pessimists, quit the profession, and return to their day jobs. This is when the real professional investors re-enter the market.

The rich continue to get rich the same way they always have - by understanding how money works and making their money work for them.

I want parents to teach that academic intelligence is essential, but so is financial intelligence.

I'm never without my dog. They would be in every corner of the house, and my wife will not allow me to have any more than that. But I have lots of dogs. I love the dogs. I breed them. I always have a puppy coming. And I show dogs. I show German shepherds.

I recommend marriage to everyone.

When one has love for God, one doesn't feel any physical attraction to wife, children, relatives and friends. One retains only compassion for them.

Romance is important, but to have a friend you can use as a mirror, who can give you an objective response, that's what's really important.