The middle class has disappeared. We have a highway to poverty and no roads coming out.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe.

I could have made money this way, and perhaps amused myself writing code. But I knew that at the end of my career, I would look back on years of building walls to divide people, and feel I had spent my life making the world a worse place.

The Empty Bank' talks about really specific instances where I kind of make the wrong moves based off of money, and it also details instances where I was acting like I had money when I really didn't have that much money.

I am not a pig farmer. The pigs had a great time, but I didn't make any money.

I'm aware of my value as a player, of course. But do I need to buy a holiday home that I'm only going to use two weeks every year? Course not. It's a waste. Why not give the money to people who could do with it.