Bitcoin and the whole discussion around it shows how big a need there is for innovation about what money is and how it is stored.

We built TransferWise focused on customer innovation. That means we build our product based first and foremost on our customers.

Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect.

People need the financial sector to be safe; people also need the financial sector to go through a massive phase of innovation. That means delivering on the positive rhetoric, like around settlement accounts, not allowing Open Banking to be diluted, and leading the way on AML.

You get early inoculation against the idea of success if you're a poet. When I published my first collection of sonnets, I sold about five copies; now kids study them for A level. Wanting to be successful in that other world of money or fame is not interesting. Poetry isn't like that, and it never has been.

I don't spend money on the lavish life, but I spend on excessive green juices.

You could have a zillion Facebook followers. Those people don't buy records. It's about a hundred to one...Record companies, they don't have any money, so they see social media as the free marketing... So... 'Billy, light yourself on fire and stand upside down, and that'll market the record.'

Now in a way, money is money, and if it's going to increase our audience, that's fine.