Bitcoin and the whole discussion around it shows how big a need there is for innovation about what money is and how it is stored.

We built TransferWise focused on customer innovation. That means we build our product based first and foremost on our customers.

Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect.

People need the financial sector to be safe; people also need the financial sector to go through a massive phase of innovation. That means delivering on the positive rhetoric, like around settlement accounts, not allowing Open Banking to be diluted, and leading the way on AML.

The United States and its European allies need to start viewing foreign assistance to some messy and unsavory regions of the world as investments in our collective future rather than charity; we're paying money now so that we don't have to pay with blood and treasure later.

The best restraint is old-fashioned market discipline, in which financial traders know that they, personally, will lose a ton of money if they take risky bets that don't pan out.

Want of money and the distress of a thief can never be alleged as the cause of his thieving, for many honest people endure greater hardships with fortitude. We must therefore seek the cause elsewhere than in want of money, for that is the miser's passion, not the thief s.

I hate the unfairness of injustice. Anybody who thinks they are better than others or 'chosen' or feel they have an entitlement... be it through monarchy, government or money. I think we are all born the same. We are entitled to an equal shot at life.