Bitcoin and the whole discussion around it shows how big a need there is for innovation about what money is and how it is stored.

We built TransferWise focused on customer innovation. That means we build our product based first and foremost on our customers.

Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect.

People need the financial sector to be safe; people also need the financial sector to go through a massive phase of innovation. That means delivering on the positive rhetoric, like around settlement accounts, not allowing Open Banking to be diluted, and leading the way on AML.

I always think of myself as an 18-year-old beginning my career, all the time.

Stand-up is live, so I'm used to being live for most of my career. It's interesting.

Sometimes when you look at somebody else's career or choices or family, there's almost a comfort in knowing there's another option.

Even during my career, when I read all those great things about me, it's almost like I was reading about someone else. It's almost like there was another person.