Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in technology position us very well to leverage the growth opportunities across the economy.

Leaders lead. They don't divide; they don't create a climate that is poisonous.

To foster entrepreneurship, expansion and job creation, more leaders at all levels of government have to demonstrate some understanding of what it takes to build and grow businesses in the private sector.

I don't like the idea of 'I've played nine years, I've made some All-Star teams, I make the most money. I've got to be a leader.' That doesn't make you a leader. Treating people the right way is more important.