There was this conflict within me because so many people would come up to me to ask for prayers for all sorts of things, and 50% would be about money like, 'How can I pay for the tuition fee of my kids?' And I could only pray for them. I had no advice to give them because I didn't know anything about money.

Use your wealth to serve God.

As much as I loved the model of St. Francis, I realized that I couldn't afford to be poor, because unlike St. Francis, I'm not celibate. I was enlightened that God's call to me was not poverty but generosity and simplicity. And I had to go back to the lesson I learned from my parents: that is, simplicity.

Teach the kids. They need to learn how to handle, grow and multiply money. It's basic and should be taught at an early stage.