I would say, stay the hell away from the party scene. Anything you put in front of your goal, and especially something like that, whether it's too much gambling, too much food, too much cold beers on the weekend - anything that you put in front of the prize is going to end up getting in the way and hurting you in the end.

Meanwhile, parents, students and teachers all report higher satisfaction with charter schools. People like them. They cost less money. They raise the academic achievement of poor kids. Go ahead, get a little enthused.

If we had loads of money as a family, things would be different and they'd come to visit more and I'd get to spend more time here. But I'm laying down roots in America so when I'm there, just being at home, it's harder to break away from that.

My transactions are above board: I do not have money deposited in other accounts and have transparently declared all assets. My real wealth is, however, my experience as cofounder of Infosys and as Aadhar Chairman, which gave away 60,000 crore identity cards to people of India as promised.

If you're a retail investor, you have set aside some of your hard-earned money for investment or to create a nest egg, for your kids or family.