I believe that rather than it being a case of humans versus machines, the future of financial advice more likely lies somewhere in between, where human advisors leverage artificial intelligence and automation to become smarter and more efficient at doing their jobs.

Looking back at my first job, even when I was asked to do something seemingly menial, unglamorous, or very difficult, I always went all-in. In my most trying moments with managers I liked the least, I did not give up, complain, or slack off.

There is, in fact, nothing easy about being an entrepreneur.

In addition to replacing many jobs, automation will also transform other jobs. Professions involving high touch, personal relationships - such as clergy, dentists, and financial advisors, for instance - face the least risk of automation but will nevertheless be profoundly transformed.